The platform
One platform for the placement, and everything around it.
Vantel reads every policy, brief, quote, and wording a placement produces, and keeps the answers together: for the broker placing it, the account manager who knows the client, and the people who run the firm.
Placement
Sample
Programme read
Reading the policy
1
Expiring policy
2
Cover to request
3
Out to market
4
Quotes back
5
Analysis
Add documents
Brenner_Liability_Policy_2026.pdf
16 pages
Processing…
Queued…
Uploading…
Last year’s RFQ goes here too, if you have it.
The programme
Insured
Brenner Industrietechnik GmbH
Period
1 January 2026 to 31 December 2026
Lines
General liability
Products liability
Product recall
Environmental liability
Limits
EUR 25m any one occurrence, EUR 50m annual aggregate
Cover
9 sub-limits, 6 deductibles, cyber exclusion with limited write-back
Territories
Vantel reads the programme out of it and drafts what to ask the market for.
Placements
The whole placement, in one flow.
Start where you are: with the expiring policy, the client’s brief, or quotes already in the inbox. Each stage picks up what the one before it produced, so nothing is typed twice.
01
Start from what you have
Expiring policy
Drop in the policy that is running out, the client’s brief, or last year’s RFQ. Vantel reads whatever sets the terms: who is insured, which lines, and what limits and deductibles. No policy at all? Start from the quotes.
Policy, brief, or RFQ · Reads the whole programme · Or start from the quotes
02
Decide the cover to request
03
Generate the RFQ, in your name
04
Add the quotes as they arrive
05
Compare, and check the source
06
Send a recommendation they can sign off
Placement
Sample
Programme read
Reading the policy
1
Expiring policy
2
Cover to request
3
Out to market
4
Quotes back
5
Analysis
Add documents
Brenner_Liability_Policy_2026.pdf
16 pages
Processing…
Queued…
Uploading…
Last year’s RFQ goes here too, if you have it.
The programme
Insured
Brenner Industrietechnik GmbH
Period
1 January 2026 to 31 December 2026
Lines
General liability
Products liability
Product recall
Environmental liability
Limits
EUR 25m any one occurrence, EUR 50m annual aggregate
Cover
9 sub-limits, 6 deductibles, cyber exclusion with limited write-back
Territories
Vantel reads the programme out of it and drafts what to ask the market for.
Placement
Sample
14
requirements,
10
firm asks
Drafting from the policy
Expiring policy
2
Cover to request
3
Out to market
4
Quotes back
5
Analysis
Cover to request
General and products liability
Limit per occurrence
EUR 25m
Kept
From the policy
Annual aggregate
EUR 50m
Kept
From the policy
USA/Canada products
EUR 10m
Kept
From the policy
Product recall
EUR 5m
EUR 4m
Raised
From the policy
Environmental damage
EUR 5m
Kept
From the policy
Defence costs
Outside the limit
No value yet
Kept
Your call
Cyber write-back
Software malfunction
Kept
From the policy
Local policies
7 territories
Kept
From the policy
Keep what matters for this client, raise what you want more of, drop the rest.
Outstanding before this goes to market
Your decisions
Nothing left to decide
Defence costs
Requested as a firm requirement but carries no value to be met
Still to obtain
Loss run
Carrier-issued loss history, normally three to five years
Loss run
Carrier-issued loss history, normally three to five years
Normally rated on
Turnover split by activity and by territory
Whether any turnover derives from the USA or Canada
You can still generate the RFQ. Nothing here is filled in for you.
Placement
Sample
RFQ written
Writing the request
Ready for market
Expiring policy
Cover to request
3
Out to market
4
Quotes back
5
Analysis
Next step
Take it to market
14
requirements are ready. Vantel writes the submission with your firm’s own
logo, colours, and typefaces.
Generate RFQ
Writing the request
Reading the requirements and the policy behind them.
Terms of quotation
Quotations to reach us by
2 December 2026
Period from
1 January 2027
Period to
31 December 2027
Quotation binding until
18 December 2026
Dates proposed from the period on
Brenner_Liability_Policy_2026.pdf
. Change any of them.
This takes a minute or two
Request for Quotation
Download it, or correct the details and write it again.
Correct the details
Downloaded
Download
Waiting for underwriters still takes time.
Vantel can’t help with this part.
Placement
Sample
RFQ written
Expiring policy
Cover to request
3
Out to market
4
Quotes back
5
Analysis
Next step
Take it to market
14
requirements are ready. Vantel writes the submission with your firm’s own
logo, colours, and typefaces.
Generate RFQ
Request for Quotation
Download it, or correct the details and write it again.
Correct the details
Downloaded
Waiting for underwriters still takes time.
Vantel can’t help with this part.
Placement
Sample
5
quotes in
4
3
2
1
0
of
5
quotes in
Expiring policy
Cover to request
Out to market
4
Quotes back
5
Analysis
Geneva
09:11
Terms
Ready
Processing…
Queued…
Uploading…
Read
Reading
Nordhaven
09:26
Offer
Ready
Processing…
Queued…
Uploading…
Wording
Ready
Processing…
Queued…
Uploading…
Read
Reading
Lakeshore
09:20
Quote
Ready
Processing…
Queued…
Uploading…
Read
Reading
Kestrel
09:02
Quote
Ready
Processing…
Queued…
Uploading…
Wording
Ready
Processing…
Queued…
Uploading…
Read
Reading
Halberg
09:23
Offer
Ready
Processing…
Queued…
Uploading…
Read
Reading
Read against the
14
requirements you sent.
Nothing is keyed in twice.
Placement
Sample
Nordhaven
meets
10
of
10
firm asks
Writing the request
Answering against the ask
Expiring policy
Cover to request
3
Out to market
4
Quotes back
5
Analysis
Next step
Take it to market
14
requirements are ready. Vantel writes the submission with your firm’s own
logo, colours, and typefaces.
Generate RFQ
Requirements
Geneva
14
Nordhaven
10
5
Lakeshore
8
7
Kestrel
5
9
Halberg
10
5
Premium
EUR 1.23m
EUR 1.06m
EUR 1.12m
EUR 0.98m
EUR 1.19m
Limit per occurrence
EUR 25m
EUR 25m
EUR 30m
EUR 25m
EUR 20m
EUR 25m
Annual aggregate
EUR 50m
EUR 50m
EUR 60m
EUR 25m
EUR 40m
EUR 50m
USA/Canada products
EUR 10m, defence inside
EUR 10m
EUR 12m
Excluded
EUR 5m
EUR 10m
Product recall
EUR 4m
EUR 4m
EUR 5m
EUR 2m
EUR 4m
EUR 4m
Defence costs
Outside the limit
Outside limit
Outside limit
Outside limit
Inside limit
Outside limit
Cyber write-back
Software malfunction
Included
Included
Excluded
Included
Included
Local policies
7 territories, DIC/DIL
7 of 7
7 of 7
5 of 7
3 of 7
6 of 7
Cyber write-back
Nordhaven Versicherung
Met
Included
Remote updates too
Explanation
Nordhaven keeps the cyber exclusion but writes back cover for injury and damage caused by the malfunction of control software or firmware in Brenner’s products. Unlike the expiring policy, it also applies after a remote update.
Sources (
2
)
Nordhaven_Bedingungen_2027.docx
p.
14
This exclusion does not apply to bodily injury or
property damage arising from the malfunction of
control software or firmware embedded in a Product
supplied by the Insured,
including where the
malfunction follows a remote update
.
Nordhaven_Angebot_Brenner.pdf
p.
3
Cyber exclusion with
write-back as per Endorsement
7
of the Nordhaven wording.
Edit answer
Was this helpful?
Placement
Sample
Exported
Drafting from the policy
Export
Expiring policy
2
Cover to request
3
Out to market
4
Quotes back
5
Analysis
Brenner_Quote_Comparison.xlsx
G
N
L
K
H
Premium
Limit per occurrence
Annual aggregate
USA/Canada products
Product recall
Defence costs
Cyber write-back
Local policies
Basic Overview
Broker View
Extensive View
Executive Summary
KV
Katharina Vogt
Brenner Industrietechnik GmbH
·
10:02
RE: Brenner Industrietechnik, liability renewal 2027: our recommendation
Frank, this is excellent.
This is exactly the comparison I hoped for: every market, every requirement, checked against the wording. Our CFO signed it off in ten minutes.
Let’s go with Nordhaven. Can we bind?
Basic Overview goes to the client.
Broker View and Extensive View stay on your file.
Cover to request
General and products liability
Limit per occurrence
EUR 25m
From the policy
Keep what matters for this client, raise what you want more of, drop the rest.
Outstanding before this goes to market
Your decisions
Defence costs
Requested as a firm requirement but carries no value to be met
Still to obtain
Loss run
Carrier-issued loss history, normally three to five years
Normally rated on
Turnover split by activity and by territory
Whether any turnover derives from the USA or Canada
You can still generate the RFQ. Nothing here is filled in for you.
Export to Excel
The workbook goes out under your firm’s name. Check the outputs before you send it.
I have checked the outputs and I am ready to export
Cancel
Acknowledge and export
Across the firm
Three workspaces, one file.
What the placing broker reads, the account manager files, and the firm’s leaders set as the standard all live in the same place, and none of it goes out of date.
For placing brokers
The whole placement, one next step at a time.
A placement opens where the work is: the documents it starts from, the cover to request, the RFQ, the quotes, and the analysis, with the step in hand named for you. Everything is read from the documents on the placement, so it is never out of date.
From the first document to the analysis in one view
The RFQ beside the requirements it came from
What is outstanding, listed before you go out
Placements
Sample
RFQ written
Expiring policy
Cover to request
Out to market
4
Quotes back
5
Analysis
Brenner Industrietechnik: liability renewal 2027
Next step
Add the quotes as they arrive
Put each carrier’s response on the placement. They are read against the same requirements you sent, so nothing has to be keyed in twice.
Add quotes
Request for Quotation
The submission is written from
14
requirements. Read it,
download it, or correct the requirements and write it again.
Review the requirements
Write it again
Open the RFQ
The risk
Insured
Brenner Industrietechnik GmbH
Lines of business
Liability
General liability
Products liability
Product recall
Environmental liability
What is being asked
Requirements
14
Of which firm asks
10
Requirement documents
1
From the market
Quotes received from
Nothing back yet
Client overview
Sample
9 documents filed
B
Brenner Industrietechnik GmbH
Policy file · 1 line of business
Liability 2027
Brenner_Tender.pdf
RFQ
Quotes, 7 documents
5 insurers
Liability 2026
Brenner_Liability_Policy_2026.pdf
Expiring policy
Recent placements
Liability renewal 2027
5 insurers
Ask a question
What is the deductible for general liability on the expiring policy?
Answer
EUR 75,000
each occurrence, damages
only.
Brenner_Liability_Policy_2026.pdf
p.6
Ask about this client
For account managers
Every client’s file, ready when they call.
Vantel files each document under the right client as you upload it. The next placement, a renewal, a new line, or a question mid-term, starts with the wordings and last year’s scorecard already on file, and you can ask questions across everything held for the client.
Policy file by line of business
Ask a question across the file, with references
The firm’s wording library, attached in one click
For leaders
See the firm’s work. Set the firm’s standard.
Save your checklist for each line of business as a scorecard and make it the standard. See every client on the firm’s file and who looks after them, and track placements, hours saved, and value delivered.
Firm scorecards for each line
Placements, hours saved, and value delivered
Roles, shared views, and single sign-on
Portfolio
Sample
Sample data
Placements
148
Hours saved
1,240
Value delivered
€74,400
Hours saved each month
J
F
M
A
M
J
J
A
S
O
N
D
Firm scorecards
General liability
14
items
Firm standard
Cyber
15
items
Firm standard
Property
11
items
Firm standard
In every workspace
What stays the same, wherever you are.
Works with what you have
PDFs, Word and Excel files, emails, scans, and photos. Even a ZIP or a locked PDF. Drop it in and Vantel reads it.
Any line, any wording, any language
If it comes with a wording, Vantel reads it, in whatever language it is written, and answers in the language you set.
Every answer cited
Each answer quotes the passage with its document and page. Click it and the PDF opens at the clause, highlighted.
Your standards, applied
Scorecards turn your firm’s checklist for a line of business into the starting point of every placement in that line.
Your name on it
RFQs and exports go out in your firm’s logo, colours, and typefaces, and nothing reaches your client until you export it.
Your call, always
Correct any answer. Vantel flags what deserves a second look, and says so when the documents are silent.
A European company
Your clients’ documents stay in Europe.
Vantel is built in Stockholm for brokers who answer to European clients.
From the first document to the analysis in one view
Policy file by line of business
Firm scorecards for each line
Stored and processed in the EU
The RFQ beside the requirements it came from
Ask a question across the file, with references
Placements, hours saved, and value delivered
A GDPR agreement in every contract
What is outstanding, listed before you go out
The firm’s wording library, attached in one click
Roles, shared views, and single sign-on
Nothing you upload ever trains AI
